How It Works

One simple form. No credit impacts. No Obligation.

Loanrick helps overcome the roadblocks to getting instant finance. We specialise in finding you the right loan when you need one for any requirements. Contact us to compare the loan providers in Ireland offering the best offers. You don’t need to engage in lengthy paperwork or processes. Instead, we help you get the loan shortly.

If you want, we can even negotiate the interest rates for you. It will reduce your liabilities. If applying for the first time, you can rely on our customer team for consistent support.

Finance in just 6 Steps

Step 1- Tell your needs

Step 1- Tell your needs

Provide basic details regarding the loan amount you need. We only collect basic details as part of the loan application. It includes:

  • Loan amount
  • Desired term
  • Purpose
  • Income

Your information is encrypted, handled securely, and never shared.

Note: (You can choose the purpose from the drop-down menu or manually write it.) Determine the loan amount by checking your income and monthly bills. Choose the one that you can afford to pay comfortably.

LOAN CALCULATOR

Step 2- Get matched with leading lenders

We help you save time, money, and hassle by finding the right loan company for you. You can check real-time offers from the best loan companies on the platform. However, we may help provide a quick quote by:

  • Checking the lowest APR and terms
  • Align your profile against eligibility criteria
  • Determine the repayment flexibility
  • Check the approval likelihood

We act as an independent broker. Our goal is to find the best loan company for you. We don’t provide the loan directly.

direct lender

Step 3- Review the personalised offer

You get a tailored list of the loan offers that meet your requirements and financial affordability. Each offer includes-

  • The estimated loan amount
  • Representative APR
  • Total cost of the loan
  • The chances of getting the loan approval

You don’t need to drag down. Instead, we provide loan quotes side by side so you can compare them easily.

COMPARE BEST LOAN OFFERS

Step 4- Determine the documentation requirements

The document requirements may vary depending on the loan product type, such as personal loans, payday loans, or home renovation loans. If confused, we may assist you with documentation. It reduces the chances of loan rejection.

Here is how we help:

  • Provide a checklist of the documents required
  • Pre-access the document requirements from each loan company to save time
  • Format documents according to specific requirements
  • Track document status and follow up on outstanding terms
  • Support you with attaching updated and authentic documents like ID, salary slip
  • Coordinate any additional document requirements with the private loan lender

Step 5- Re-analyse the loan application

Before providing your consent for the loan, check the following:

  • Monitor any hidden fees and surprise charges
  • Check it for the early repayment penalties
  • Read the terms in small letters in detail
  • Check interest rates, APR, monthly repayment, and total amount.

Checking such aspects is important to avoid paying unnecessarily extra on the loan.

Step 6- You may get paid the same day

Once you consent, you receive guided assistance to obtain a loan from the respective private lender. Most loan companies in Ireland provide instant loan approval. You may get the money in the respective bank account. It helps you meet your requirements on time.

We remain available throughout the loan process. You can contact us for guidance on applications and documentation.

Frequently Asked Questions (FAQs)

If you have any queries regarding the loan process, the following questions and answers may help:

Does the loan application affect my credit score?

No, an initial loan application does not affect your credit score. It is because most loan agencies conduct only a soft credit check. It does not get recorded on your credit report.

Most loan companies offer same-day decisions. However, the turnaround may also depend on documentation requirements, cash needs, and profile.

Yes, you may still get assistance despite a bad or limited credit history. We have identified suitable private loan companies with a profile similar to yours.

No, we do not charge any fees directly. Instead, we receive our commission from the respective loan lender that we partner you with.

You will deal with the loan lender directly after completing your application. However, if you struggle to repay, we may negotiate on your behalf.